Stay Safe: Medical and Life Insurance for Foreigners Living in Japan

VIVAVIDA! is an affordable and reliable medical and life insurance for foreigners/expats in Japan. With our utmost aim to provide a safety net for foreigners at a minimum cost, we would like to make you feel secured and need not worry of having expensive medical treatment during your stay in Japan. Our customer service and support is available in Japanese, English, Portuguese, Spanish, and Chinese, so please feel free to inquire and contact us now!

Aside from our annual plan, we also have short term plans from 1 month to 6 months for foreigners on short stay or visit in Japan.

* The amount of coverage and premium are different depending on term of contract and age of the applicant. Please check and confirm before applying.

VIVAMED-S PLAN (Medical & Life Insurance w/ Emergency Plan)

Medical Insurance(100%), Life Insurance, and Emergency Insurance are packaged in a set. An insurance plan necessary for your life in Japan.

VIVAVIDA! covers 100% of actual medical fees for illness and injury including hospitalization with an affordable premium. It also has an Emergency Plan which covers the cost to call a family from the home country in an emergency situation. It also covers the cost to treat or transport the dead body.

The insurance plans provided by Japanese Insurance Companies are designed under the assumption that all the Japanese are secured by National Health Insurance. That is why these insurance plans usually take fixed amount coverage system which covers certain amount per day only for hospitalization and hospital visits. Those plans also offer difficult instructions for foreigners to understand, and the premiums are relatively expensive.

  • Medical insurance covers up to 1.6 million yen for actual medical fees for illness and injury including hospitalization.
  • Emergency plan covers up to 2 million yen to call a family from the home country.
  • Emergency plan pays 200K yen urgently as an advanced payment.
  • A life insurance plan that covers up to 5 million yen for death due to accident and up to 3 million yen for death due to illness.
  • Persons from ages 1 to 55 years old can purchase the plan.
  • For applicants under 15 years old, parent or accompanying adult over 18 years old must also apply for insurance.
  • Premium payments for annual plans can be paid up to 6 installments.

For more details about this plan click here. Online application click here,

VIVAMED-S SHORT TERM PLAN (Medical & Life Insurance w/ Emergency Plan for 6 months or Shorter Stay in Japan)

VIVAMED-S(SHORT TERM) is a convenient medical & life insurance for foreigners who stay in Japan for 6 months or shorter. It covers 100% of actual medical fees for illness and injury including hospitalization with an affordable premium. It also has Emergency Plan which covers cost to call a family from the home country in an emergency situation.

  • Medical insurance covers up to a million yen for actual medical fees for illness and injury including hospitalization.
  • Emergency plan covers up to 2 million yen to call a family from the home country.
  • Emergency plan pays 200K yen urgently as priority payment.
  • A life insurance plan that covers up to 5 million yen for death due to accident and up to 3 million yen for death due to illness.
  • Person from ages 15 to 55 years old can purchase the plan.
  • For applicants under 15 years old, parent or accompanying adult over 18 years old must also apply for insurance.
  • Term of Contract: 1month, 2months, 3months, or 6months

For more details about this plan click here. Online application click here,

VIVAMED-A PLAN (Medical & Life Insurance)

VIVAVIDA! covers 100% of actual medical fees for illness and injury including hospitalization with an affordable premium. The insurance plans provided by Japanese Insurance Companies are designed under the assumption that all the Japanese are secured by National Health Insurance. That is why these insurance plans usually take fixed amount coverage system which covers certain amount per day only for hospitalization and hospital visits. Those plans also offer difficult instructions for foreigners to understand, and the premiums are relatively expensive.

  • Medical insurance covers up to 1.6 million yen for actual medical fees for illness and injury including hospitalization.
  • A life insurance plan that covers up to 5 million yen for death due to accident and up to 3 million yen for death due to illness.
  • Person from ages 1 to 55 years old can purchase the plan.
  • For applicants under 15 years old, parent or accompanying adult over 18 years old must also apply for insurance.
  • Premium payments can be paid up to 6 installments. 1 year contract.
  • * Person from 15 to 34 years old can upgrade the plan to VIVAMED-S which includes Emergency Insurance by adding only 2,800yen a year.

For more details about this plan click here. Online application click here,

VIVAMED-A SHORT TERM PLAN (Medical & Life Insurance Plan for 6 months or Shorter Stay in Japan)

VIVAMED-A SHORT TERM is a convenient medical & life insurance for foreigners who stay in Japan for 6 months or shorter. It covers 100% of actual medical fees for illness and injury including hospitalization with an affordable premium.

  • Medical insurance covers up to a million yen for actual medical fees for illness and injury including hospitalization.
  • A life insurance plan that covers up to 5 million yen for death due to accident and up to 3 million yen for death due to illness.
  • Person from ages 1 to 55 years old can purchase the plan.
  • For applicants under 15 years old, parent or accompanying adult over 18 years old must also apply for insurance.
  • Term of Contract: 1month, 2months, 3months, or 6months

For more details about this plan click here. Online application click here,

MED-30 PLAN (Medical & Life Insurance w/ Emergency Plan)

Medical Insurance(30%), Life Insurance, and Emergency Insurance are packaged in a set. An insurance plan for those who are getting enrolled in the public health insurance in Japan. It guarantees the self-paid part of medical fees and provides necessary guaranties to live in Japan.

MED-30 covers 30% of actual medical fees which is not covered by the public health insurance. Most insurance plans provided by Japanese insurance companies usually cover certain amounts per day only for hospitalization and hospital visits. On the other hand, With MED-30 and the public health insurance combined, up to 100% of the medical fees can be guaranteed. It also has an Emergency Plan which covers the cost to call a family from the home country in an emergency situation. It also covers the cost to treat or transport the dead body.

  • Medical insurance covers up to 800 thousands yen for actual medical fees for illness and injury including hospitalization.
  • Emergency plan covers up to 2 million yen to call a family from the home country.
  • Emergency plan pays 200K yen urgently as an advanced payment.
  • A life insurance plan that covers up to 5 million yen for death due to accident and up to 3 million yen for death due to illness.
  • Persons from ages 1 to 55 years old can purchase the plan.
  • For applicants under 15 years old, parent or accompanying adult over 18 years old must also apply for insurance.

For more details about this plan click here. Online application click here,

VIVALIFE-S PLAN (Life Insurance w/ Emergency Plan)

A life insurance to complement Japanese Public Health Insurance system. Reasonable cost and simple procedure to apply.

In addition to the life insurance, VIVALIFE-S has Emergency Plan which covers cost to call a family from the home country in an emergency situation. It also covers cost to treat or transport the dead body.

  • Emergency plan covers up to 2 million yen to call a family from the home country.
  • Emergency plan pays 200K yen urgently as priority payment.
  • A life insurance plan that covers up to 5 million yen for death due to accident and up to 3 million yen for death due to illness.
  • Person from ages 18 to 55 years old can purchase the plan.
  • Premium payments can be paid up to 6 installments. 1 year contract.

For more details about this plan click here. Online application click here,

VIVALIFE-A PLAN (Basic Life Insurance)

VIVALIFE-A Life insurance with a simple procedure and a reasonable price premium.
Person from ages 18 up to 60 years old can purchase the plan.

  • A life insurance plan that covers up to 5 million yen for death due to accident and up to 3 million yen for death due to illness.
  • Premium payments can be paid up to 6 installments.
  • Person from ages 18 to 55 years old can purchase the plan.
  • Premium payments can be paid up to 6 installments. 1 year contract.

For more details about this plan click here. Online application click here,

VIVA VIDA also offers the insurance plan ideal for those with short stay in Japan for tourism, travel and training, as well as foreign student insurance plan.

Please use this contact form for inquiries.

Please click VIVAVIDA Plans for long term residence in Japan.